6 Steps to Get You Back on Track Financially

The Fight Back program provides a solid foundation of money management tools that will help you get a handle on your cash flow, create a budget, and save money on everyday expenses. Once you grasp these fundamentals, Fight Back offers financial coaching, identity theft protection, legal assistance, and debt resolution services to help you stay solvent and plan for your fiscal future. By integrating each of these products into one fluid process, Fight Back provides its members with an unparalleled level of support on the path to financial freedom.

Step 1 - Expense Tracker

• Find $200-$500 per month in misspent money
• Get up and running in less than 5 minutes. Much easier than Quicken
• Auto-populate a spending plan (Budget) based on your monthly income
• Get instant balance updates using web or text message
• Enter expenses in real-time—whether cash, debit, or credit
• Daily, monthly, and yearly spending reports. IRS compliant for small/home business taxes

Step 2 - Perks Card

• Dining: Gift Cards and Dining Certificates
• Vacation: Theme Parks, Hotels, Car Rentals
• Home Improvements: Gift Cards, Furniture, Flooring
• Entertainment: Video Rentals, Movie Tickets, Golf
• Automotive: Repairs, Purchase, Oil changes
• Home & Living: Internet, Flowers & Gifts, Home Security

Step 3 - askAFS

• Unlimited access to a staff of highly trained, accredited and experienced Financial Counselors
• Initial problem assessment and clarification
• Problem solving options
• Creation of a goal-oriented plan
• Resources and tools for the plan’s solutions and additional education
• Assistance and support in completing the plan
• A powerful array of resources—On-line tools, calculators, articles and education
• Referrals for assistance, as needed
• Ongoing follow-up and help with additional concerns
• No financial products to sell, independent, no conflict of interest, unbiased

Step 4 - LifeLock

• LifeLock Identity Alert™ system – provides early notification by email, postal mail, and/or phone whenever they detect your personal information being used to apply for many forms of credit or services.
• Fewer pre-approved credit card solicitations.
• Ensure the credit approval process goes smoothly.
• LifeLock WalletLock™ assists you in the event your wallet is lost or stolen.
• LifeLock eRecon™ searches for your information being sold or traded online.
• LifeLock TrueAddress™ notifies you when a change of address is filed in your name.
• $1 Million Total Service Guarantee – as a LifeLock member, if you become a victim of identity theft because of a failure in their service, they will help you fix it at their expense, up to $1,000,000. (Restrictions apply. See lifelock.com for details)
• Includes your children for no additional charge.

Step 5 - Legal Care Direct

• Phone consultations for all new legal matters
• Face to face consultations for all new legal matters
• Document review (6 pages or less)
• Letters written on member’s behalf
• Phone calls made on member’s behalf
• Assistance with governmental programs
• Assistance with small claim court representation
• A free simple will with free annual updates
• A free living will (advance healthcare directive)
• 10% discounts on all contingency fees.

Step 6 - US Debt Resolve

• US Debt Resolve believes that every aspect of your daily finances plays a key role in determining your ability to ‘get out from under’ your debt. We also understand that when you are ready to take that first step towards freeing yourself from the chains of credit cards, you might not know where to start… That is where we step in.
• USDR’s consultants review a consumer’s financial picture and discuss what the program offers. The first goal is to get you out of debt—Our first priority is to keep you that way. USDR is a company that is focused on not only allowing consumers the opportunity to understand the options to get out of debt, but more importantly, providing our expert services in achieving this goal.